I know or like the person who caused the accident or injury and don’t want to create a hardship for a friend or family member. What can I do?

Unfortunately, accidents are sometimes caused by friends, neighbors or even relatives and loved ones. This can be a touchy situation. But ultimately you need to look out for your own best interests. In the vast majority of cases, a recovery is made against the at-fault party’s insurance company. This is why people have insurance.